Job Description
Credit Analyst
Posting Start Date:  3/25/26
Work Location:  Houston, TX, USA, 77024

Credit Analyst

 

The Opportunity 

  • Credit Analyst at a growth-oriented energy company 
  • Partner closely with Commercial, Treasury, Legal, Accounting/AR, and Operations to enable profitable growth while staying within credit policy and risk appetite.
  • Reporting to the Treasury Manager and residing in the Treasury/Corporate Finance department, theCredit Analyst supports the company’s businesses by evaluating counterparty creditworthiness, setting and maintaining credit limits, monitoring exposure, and helping structure/administrate credit support (e.g., letters of credit, guarantees, other collateral).

 

Key activities include:  

  • Analyze financial statements, cash flow, liquidity, leverage, and key credit metrics to determine creditworthiness and risk rating; prepare clear written credit memos and recommendations
  • Research industry/market conditions impacting counterparties (energy prices, macro trends) and incorporate findings into credit decisions
  • Identify situations requiring policy exceptions and recommend mitigants (reduced limits, shorter terms, collateral requirements, etc.)
  • Supporting the credit function with vendors and suppliers while ensuring compliance with company’s credit policy
  • Administration of Letters of Credit, bonds, parent company guarantees, and other credit instruments as required
  • Evaluating new and existing customer’s credit data and financial statements to determine credit worthiness
  • Support preparation of credit exposure report by collecting data from multiple departments
  • Maintain security and confidentiality of financial records
  • Complete project work, back-up duties, and other tasks as needed and assigned

 

Note: This description is intended to give you a general overview of the position. Additional responsibilities and opportunities may be identified based on current business needs. 

 

 

Qualifications 

To meet the basic qualifications for this role, you will have legal authorization to work permanently in the United States for any employer without requiring a visa transfer or visa sponsorship.  

 

Additional qualifications include:  

  • Bachelor’s degree in Finance, Economics, Accounting or related field required 
  • Minimum 3 years of Treasury, Credit Risk or Accounting experience required
  • Proficiency in Microsoft Excel and Microsoft Word required
  • Ability to work with limited supervision in a team-oriented environment required Experience with SAP or similar ERP systems preferred
  • Oil & gas industry or commodities-based industries preferred
  • Ability to multi-task and prioritize efficiently, while maintaining strong attention to detail required
  • Solid written and verbal communication skills required
  • Demonstrated ability to take initiative and independently identify and implement process improvements preferred
  • Ability to work in office Monday through Thursday required, remote option on Friday

 

 

About Us 

At Par Pacific, we own and operate market-leading energy and infrastructure businesses in logistically-complex markets. We have built a team of oil and gas industry veterans and subject matter experts to lead our organization with an entrepreneurial spirit and a collaborative, problem solving approach. We bring our diverse strengths and motivation to complex markets where we seek out diamonds in the rough. As a nimble, growing organization, we actively pursue new opportunities with corporate financing know-how, respond to local market demands, and adapt to changing external environments. 

 

More Good Reasons to work for Par Pacific 

 

Unique Culture 

There is nothing ordinary about Par Pacific -- a niche player in the energy space. And there's certainly nothing ordinary about Par Pacific employees. We are driven, hardworking, entrepreneurial-minded professionals who love to win. If that describes you, you'll fit right in.  

   

Location, Location, Location 

Because Par Pacific operates in some of the most beautiful places throughout the country, our employees get to make these places their home and enrich their lives. The office where you'll work is in the CityCentre in Houston, Texas, located on the west side of Houston near I-10 and the Sam Houston Tollway. It's a vibrant area of the city with plenty of places for lunch or to wind down after work.  

 

Opportunistic growth strategy 

At Par Pacific, we look for operations with strong fundamentals and great employees who can move a business forward. Our management team has deep experience in the energy industry, as well as in leading mergers, acquisitions, and integrations of newly acquired companies.  

 

Focused on the future 

We are an energy company that has recognized the imperative and embraced the opportunity to begin the transition from fossil fuels. We are developing products that help reduce greenhouse gas emissions. 

 

Excellent compensation and benefits

In addition to a competitive salary, we offer a strong comprehensive benefits package that includes medical, dental and vision insurance, a robust allotment of paid time off, a 401(k) with company match, retirement savings plans, educational reimbursement, and more. Full-time employees (and their families) are offered medical (with prescription coverage), dental, vision, voluntary critical illness, accident, life/AD&D insurance, Flexible Spending Account and Employee Assistance Program.  Employees can purchase company stock at discounted prices through the Employee Stock Purchase Program.   

 

Our Headquarters  

Par Pacific Holdings, Inc., based in Houston, Texas, owns, manages and maintains interests in energy and infrastructure businesses. We are a growing energy company focused on renewable and conventional fuels in the Western United States. Par Pacific also owns 46% of Laramie Energy, LLC, a natural gas production company with operations and assets concentrated in Western Colorado.  Our common stock is publicly traded on the NYSE under the trading symbol "PARR".   

 

Our Refineries and Logistics Operations 

We own and operate refineries in Hawaii, Montana, Washington, and Wyoming, with total operating throughput capacity of over 219 Mbpd. Par Pacific owns and operates one of the largest energy networks in Hawaii with 94,000 bpd of operating refining capacity, a logistics system supplying the major islands of the state and 90 retail locations. In the Pacific Northwest and the Rockies, Par Pacific owns and operates 124,000 bpd of combined refining capacity and related multimodal logistics systems.  

 

Our Retail Operations 

We own and operate 90 retail locations in Hawaii under the Hele and 76 brands and 33 retail locations in Washington and Idaho under the nomnom brand.  

 

 

Par Pacific is an equal opportunity employer 

Par Pacific prohibits discrimination and harassment of any type and affords equal employment opportunities to employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status,genetic information or any other status protected by applicable law.   

   

Note: Par Pacific will not accept calls or unsolicited resumes from third-party recruiters. All candidates are required to apply through this web posting.